Manufacturing Insurance That Fits Your Business

Kapiloff Insurance knows your industry, and can match you up with the custom coverage you need to protect your business when the unexpected happens. Through our innovative approach we represent a large network of insurance companies, and are always ready to tailor a policy to your needs. Whether you’re dealing with damage to your buildings or equipment failure, our customer service experts are standing by and ready to exceed your expectations. Let us get to know you, so that we can deliver an experience you didn’t know you could have!

Commercial Property Coverage

We can help protect your property whether you own or lease!

Custom protection for your place of business and the tools you use, such as materials, injectors and molds.

  • Buildings
  • Contents
  • And more!

General Liability Insurance

Our coverage can reimburse you for defense costs whether you are at fault or not.

Tailored to the specific needs of your business and offering protection against lawsuits resulting from an injury or property damage caused by your business.

  • Lawsuits
  • Investigations
  • Medical costs

For example, say a customer gets injured by a machine in your shop. We can help cover the resulting medical bills. This coverage even helps cover claims alleging slander and libel.

Inland Marine Insurance

Our coverage can pay to repair or replace your property if it is damaged, lost, or stolen while in transit.

Also known as Property In Transit Coverage, it will protect your products, material, and equipment while they are being transported over land.

  • Computer systems & equipment
  • Manufacturing equipment
  • Other high-value items and cargo

Worker’s Compensation Insurance

Our coverage protects your most significant asset, your team. We can pay for an injured employee’s treatment and recovery.

You count on your employees and their hard work to keep your business moving forward. Protect them from the unexpected.

  • Work-related sickness
  • Repetitive stress injuries such as carpal tunnel syndrome
  • Missed wage replacement
  • Disability benefits

Employee Benefits Strategy

Our coverage can help you spend your resources wisely with an optimized budget that is tailored to your needs, without sacrificing benefits that will attract and retain key talent.

A cost-effective benefits strategy is critical to keeping your business running smoothly and supporting today’s diverse workforce.

  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Short and Long-Term Disability
  • Life Insurance
  • 401k
  • Gap

Business Income Insurance

Our coverage is a layer of protection that works with your commercial property policy for events that are beyond your control.

Needing to temporarily close your business due to unforeseen circumstance is never part of the plan. Get protection that can help to pay your operating and payroll expenses.

  • Temporary relocation expenses
  • Lost income during restoration

Equipment Breakdown Coverage

Our coverage will pay for your expenses for resulting damage, business income Losses, and other covered expenses.

When a piece of machinery fails it’s not just an inconvenience – it costs you resources, time, and money.

  • Machinery malfunction
  • Boiler explosion
  • Resulting damage

Our Approach

We help entrepreneurs looking to protect what they love most…their customers, team, business and family. When you have multiple agents or brokers you open yourself up to coverage gaps, which is why we look at the entire picture. Our custom approach ensures that you and yours are covered, creating peace of mind in the good times and protection in the bad. But we urge you to not settle for a few hundred pieces of paper. Relationships matter, and building a positive experience is important to us. No one can build an insurance or benefit plan custom tailored to fit your specific needs without getting to know you and staying in tune with your ever-changing needs. That’s why the experience we’ve built is designed around meaningful relationships.

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