Keene’s Independent
Insurance Agency.
Trusted Since 1968.
Real people. Local office. Coverage for every chapter of life. We shop dozens of top-rated carriers so you get the right protection at the right price, and a neighbor you can actually call.
Whatever You Need to Protect,
We’ve Got You Covered.
From your first car to your growing business, Kapiloff has been helping New England families and companies find the right coverage since 1968.
You’ve built a life worth protecting. We make sure your home, vehicles, and family are covered, without overpaying. As an independent agency, we compare options from the top carriers in New England to find the policy that’s truly right for you.
Explore Personal CoverageYour business is your livelihood. No matter the size, we help you navigate commercial coverage to protect your assets, employees, and reputation so you can focus on what you do best.
Explore Business CoverageYour team is your greatest asset. We help businesses of all sizes build benefits packages that attract and retain great people, from group health plans to life coverage and everything in between.
Explore Employee BenefitsYou don’t need to know exactly what you need before you call. Tell us what you own, what you’re worried about, or what’s changed in your life, and we’ll take it from there.
Talk to Our TeamIndependent. Local. Invested in You.
There’s a real difference between calling a 1-800 number and calling someone who knows your name.
Kapiloff Insurance has been independently owned and locally operated in Keene, New Hampshire, since 1968. We’re not tied to any single insurance company, which means we work for you, not for a carrier. We search across dozens of top-rated providers to find the coverage and price combination that genuinely fits your life or business.
Our team of licensed professionals has guided families through first-time homebuying, helped small businesses survive catastrophic losses, and been the consistent, knowledgeable voice our clients have relied on for decades.
When the First Offer Was
$24,000, We Didn’t
Stop Until It Was Right.
A customer’s dishwasher failed overnight. By morning, water had moved through the kitchen floor and into the basement. After the investigation, the insurance company came back with just under $24,000. Our customer called us. The number didn’t feel right. We looked at the file and agreed.
Personal property losses had been missed. Mitigation costs overlooked. Structural repairs undervalued. We escalated to the claims manager, then to the VP of Claims. We walked the home line by line, with the adjuster, the manager, and our customer’s contractor, negotiating for one person only.
The final settlement exceeded $100,000.
This is the difference between an agent who files your claim and steps out, and one who stays in the room until the number is right.
Request a Free Quote and Learn How we Handle ClaimsTrusted by Families & Businesses
Across the Monadnock Region.
Don’t take our word for it.
“Always there when we have questions, always take care of our needs. Have been our insurance agent for many years — would not go anywhere else. Friendly fast service.”
“The Kapiloff Agency is committed to the people they serve — providing outstanding personal service and guiding their clients towards making the right decisions for their future.”
“We love the quick, personal response we receive. We’re a family-run business, and we love that Kapiloff is too. Without your expertise, we may never have been able to re-open.”
Come See Us in Keene.
Our office is located at 417 Winchester Street, right in the heart of Keene, NH.
We serve clients throughout the Monadnock Region, the Connecticut River Valley, and across New Hampshire and Vermont, but we’re always just a short drive or a quick phone call away.
Ready to Find the Right Coverage?
It all begins with a simple call. There’s no pressure, just friendly, straightforward advice from a team that has been helping people for over 50 years.